how payment by smartphone works

– Download a payment application such as Apple Pay, Google Pay, Paylib, or even Lydia or Paypal…
– To enter your bank details, once and only once,
– Finally, hold your phone (or connected watch) close to the terminal when paying.
– TADAM!

How is the payment by phone?

All you have to do is unlock the screen of your smartphone, then bring the back of it near the payment terminal. If your purchase is over € 30, Paylib will ask you to validate the transaction by entering your security code or using your biometric fingerprint.

Which application to pay with your phone?

Several applications exist to make this type of payment, such as Apple Pay, Samsung Pay, Paylib, Google Pay or Orange Cash.

How do I make a contactless payment?

– Once the amount of the transaction has been entered by the merchant: place your card on the screen of the payment terminal displaying the pictogram above.
– A light comes on, a beep sounds to indicate that the payment has been validated.

What is the difference between Paylib and PayPal?

PayPal is an intermediary between merchant sites and banks, while Paylib is a payment system directly integrated with banks: Paylib therefore makes it possible to remove a step in the payment process, which is always better in terms of security: no site third party will only have to manage your transactions...

Apple Pay, Samsung Pay: how to pay with your smartphone.

10 related questions

How does the NFC system work?

NFC works thanks to a chip that allows the exchange of information between two equipped devices. This can be between 2 telephones, between a telephone and a payment terminal or an enclosure. This technology is used by manufacturers of contactless bank cards.

How to activate Paylib?

Paylib is a mobile payment service. To activate it, you must have a smartphone. Then, just go to your bank's app. To make your life easier, we have also created a dedicated space on our site.

Which app to pay without contact?

If you have an Android smartphone, you can use the Google Pay system, and iPhones will use the Apple Pay system. You can also make a contactless payment with your phone using the Paylib application, created by a group of French banks.

What is the NFC app?

NFC, or Near Field Communication, is a technology for exchanging data between a reader and any compatible mobile terminal or between the terminals themselves. This is the technology used by your bank card for contactless payment, or your transport card.

How do I receive payment over the phone?

With Paylib, the hassle of sending money to your friends is over. A simple phone number is enough for you. Your beneficiary is informed by SMS and receives the money directly in their bank account.

How to use NFC?

Generally, it suffices to place the NFC zone of the accessory directly on the back of the phone, a notification then appears on the smartphone to confirm the association between the two devices. It's easier than putting the two devices into Bluetooth pairing mode and confirming the security codes.

How to cash by phone?

– The card number.
- Expiration date.
– The MCC code.
– A secure 3D code received by SMS.

How to pay with your phone?

To do this, go to the Settings app on your phone. You can pay with Google Wallet wherever you see the contactless payment or Google Pay symbol. Find them on the screen of the payment terminal or on the cash register during payment.

How to pay with his credit card on his phone?

– Open your payment application.
– Press “+” or “add”
– Scan your card or enter your numbers manually.
– Accept the banking conditions.
– Accept the authentication request sent by your bank.

How to use Android NFC?

Just bring your smartphone a few centimeters closer to the device. Between two Android smartphones, you can also transfer data using NFC, just as you would with Bluetooth. All you have to do is bring them a few centimeters closer, then validate the “Press to share” option.